SELF-HELP RESOURCES TERMS

These Self-Help Resources Terms (these "Terms") are between the Consumer and REPORT A SCAM LLC, a Wyoming limited liability company, with an address at 5830 E 2nd St Ste 7000, Casper, Wyoming 82609. These Terms govern the Consumer's access to and use of the self-help resources made available through the Platform.

These Terms supplement the Consumer Terms of Service. If there is a conflict between this document and the applicable master terms, this document controls solely with respect to its specific subject matter. The applicable master terms control in all other respects.

Definitions. The following definitions apply to these Terms. Capitalized terms used but not defined in these Terms have the meaning given to them in the Consumer Terms of Service.

"Claim" means a Transactional Report submitted by a Consumer who has requested Administrative Services under a Claim Services Authorization. The Consumer retains ownership and settlement control of the Claim at all times.

"Company" means REPORT A SCAM LLC, a Wyoming limited liability company, with an address at 5830 E 2nd St Ste 7000, Casper, Wyoming 82609.

"Consumer" means an individual who creates an account on the Platform and submits a report or requests Administrative Services.

"Consumer Content" means information, data, text, images, documents, and other materials submitted to or through the Platform by or on behalf of a Consumer, including Opinion Reports, Transactional Reports, supporting documents, and communications.

"Platform" means the technology platform operated by the Company at reportascam.com, including associated websites, applications, portals, tools, and services.

"Resources" means the general self-help materials made available by the Company through the Platform, including the materials described in Section 1.

1. Description of the Resources

1.1 Available Materials. The Resources may include blank forms, links to court websites, publicly available filing information, and general educational materials. The Resources do not identify the appropriate court, select forms, choose causes of action, calculate deadlines, or provide filing instructions tailored to a particular Claim.

1.2 Optional Access. The Company may make Resources available without charge or for a separately disclosed fee. The Consumer is not required to use any Resource or to take any legal action.

2. General Materials Are Not Individualized

2.1 Attorney-Prepared Material. Any attorney-prepared material made available as a general resource is not tailored to a Consumer's facts. A customized complaint or other legal document is provided only through an independent attorney who has directly engaged the Consumer.

2.2 No Individualization. The Resources are general materials. The Company does not evaluate the Consumer's facts, select legal theories, adapt materials for a Consumer's circumstances, or determine whether a Resource is appropriate for a Consumer or Claim.

3. No Attorney-Client Relationship and No Legal Advice

3.1 General Information Only. The Resources provide general information and do not constitute legal advice, a legal opinion, or a legal recommendation. The Company has not analyzed the specific legal merits of a Consumer's Claim or advised the Consumer whether to file a lawsuit or pursue any other remedy.

3.2 No Legal Services. The Company is not a law firm. The Company does not provide legal advice, legal opinions, or legal representation, does not select legal claims or remedies, and does not own or control any Consumer Claim.

3.3 No Attorney-Client Relationship. Access to or use of the Resources does not create an attorney-client relationship between the Consumer and the Company or between the Consumer and any attorney whose general materials may be made available through the Platform.

3.4 Independent Advice. A Consumer may consult a licensed attorney of the Consumer's choosing before using a Resource, filing a document, or taking any action concerning a Claim.

4. Independent Attorneys

4.1 Independent Attorneys. At the Consumer's request, the Platform may provide information about independent attorneys. The Consumer and attorney independently determine whether to enter an attorney-client relationship. The attorney controls intake, conflicts review, legal analysis, strategy, scope, fees, and work product. Attorney fees are established and collected by the attorney under the engagement agreement. The Company does not receive or share attorney fees.

4.2 Separate Engagement. Any attorney services require a direct agreement between the Consumer and the attorney. Those services are not provided under these Terms.

5. Ownership

5.1 Ownership. The Consumer owns and controls the Claim before, during, and after use of the Resources.

5.2 No Transfer of Claim Rights. Use of the Resources does not transfer any Claim, cause of action, demand, payment right, remedy, settlement authority, or other Claim right to the Company. No Claim is assigned to the Company.

5.3 Consumer Settlement Control. The Consumer alone decides whether to make, accept, reject, or settle any demand, offer, or Claim. The Company does not receive, hold, or transmit settlement funds for the Consumer.

6. Consumer Responsibilities

6.1 Consumer Decisions. The Consumer selects the court, forms, causes of action, and deadlines and is responsible for those decisions.

6.2 Accuracy and Review. The Consumer is responsible for reviewing all information and materials, verifying the accuracy and completeness of the Consumer's information, and deciding whether to use, file, or submit any form or document.

6.3 Filing and Compliance. The Consumer is responsible for filing fees, service of process, appearances, responses, compliance with court rules, and compliance with all applicable deadlines. The Company does not pay filing fees on the Consumer's behalf.

6.4 No Timeliness Determination. Legal claims may be subject to filing deadlines. The Company does not determine the applicable deadline or whether any Claim is timely.

7. State-Specific Disclosures

7.1 Authorized Jurisdictions Only. State-specific document-preparer disclosures appear only for jurisdictions where the Company has completed all required registration, certification, bond, contract, and advertising requirements. Where authorization has not been completed, the applicable service is disabled in that jurisdiction.

7.2 Scope of Disclosure. Any state-specific disclosure is limited to a service the Company is authorized to provide and does not alter the nonlegal scope of these Terms.

8. Fees and Refunds

8.1 Fees. If the Resources are offered for a fee, the fee is presented and affirmatively accepted by the Consumer before purchase. The applicable charge, if any, is described in the as described on our Pricing page at reportascam.com/pricing.

8.2 Refunds. The Company handles refunds only for Company-provided nonlegal services. Refund eligibility, if any, is described in the applicable as described on our Pricing page at reportascam.com/pricing.

8.3 No Outcome-Based Charge. No fee under these Terms is a percentage of a Consumer recovery or is conditioned solely on settlement, payment, or the outcome of a Claim.

9. Disclaimers and No Guarantee of Outcome

9.1 No Warranty of Sufficiency or Result. The Resources are provided for general informational purposes. The Company makes no representation or warranty regarding the legal sufficiency, accuracy, completeness, applicability, or effectiveness of any Resource or the likelihood of success in any proceeding or dispute.

9.2 No Guarantee. The Company does not guarantee that use of the Resources will identify a legal issue, preserve a right, meet a deadline, result in a filed matter, resolve a dispute, or produce any particular legal or financial outcome.

9.3 Consumer Reliance. The Consumer is solely responsible for deciding whether and how to use the Resources and for obtaining professional advice when desired.

10. Limitation of Liability and Indemnity

10.1 Limitation of Liability. To the maximum extent permitted by law, the Company's aggregate liability arising from these Terms will not exceed the greater of amounts paid by the Consumer to the Company during the twelve months preceding the event giving rise to liability or one hundred dollars ($100). This limitation does not apply to fraud, willful misconduct, gross negligence, or liability that cannot be limited by law.

10.2 Excluded Damages. To the maximum extent permitted by law, the Company is not liable for indirect, incidental, consequential, special, punitive, or exemplary damages arising from or related to the Resources.

10.3 Consumer Indemnity. The Consumer's indemnification obligation is limited to third-party claims arising from knowingly false, infringing, or unlawful Consumer Content. The Consumer is not required to indemnify the Company merely because a disputed Claim is unsuccessful.

11. Governing Law and Forum

11.1 Governing Law. These Terms are governed by the laws of the state of the Consumer's residence, without regard to conflict of laws principles.

11.2 Forum. Any action arising from these Terms may be brought in a court of competent jurisdiction in the county of the Consumer's residence. The Company consents to personal jurisdiction in those courts.

11.3 No Class Action Waiver. These Terms do not waive the Consumer's right to participate in a class, collective, consolidated, or representative action to the extent permitted by applicable law.

12. Notices, Survival, and Miscellaneous

12.1 Notices. Notices to the Company must be sent through the Platform or by mail to REPORT A SCAM LLC, 5830 E 2nd St Ste 7000, Casper, Wyoming 82609, and by email to legal@reportascam.com. Notices to the Consumer or Business are given through the Platform dashboard or to the email address on file. Notices are deemed received on the earlier of actual receipt or the first business day after transmission.

12.2 Survival. Sections 3 (No Attorney-Client Relationship and No Legal Advice), 4 (Independent Attorneys), 5 (Ownership), 6 (Consumer Responsibilities), 8 (Fees and Refunds), 9 (Disclaimers and No Guarantee of Outcome), 10 (Limitation of Liability and Indemnity), 11 (Governing Law and Forum), and 12 (Notices, Survival, and Miscellaneous) survive termination of these Terms.

12.3 Severability. If any provision of these Terms is held unenforceable, the remaining provisions will remain in effect to the maximum extent permitted by law.

12.4 Waiver. A waiver of any provision of these Terms is effective only if in writing and does not waive any other provision or subsequent breach.

12.5 Entire Agreement. These Terms and the Consumer Terms of Service are the entire agreement between the Consumer and the Company regarding the Resources, except for any separate direct agreement between the Consumer and an independent attorney.

13. Acceptance

13.1 Clickwrap Acceptance. By selecting an acceptance control for these Terms or using or purchasing the Resources after being presented with these Terms, the Consumer affirmatively accepts these Terms and separately affirms acceptance of the Consumer Terms of Service, each applicable as described on our Pricing page at reportascam.com/pricing or subscription renewal term, the dispute resolution provision in these Terms, and any applicable recurring charge authorization.

13.2 Electronic Records and Signatures. The Consumer consents to use electronic records and electronic signatures under the Electronic Signatures in Global and National Commerce Act and the Uniform Electronic Transactions Act. The Consumer may retrieve a copy of these Terms through the Platform.